ENTERPRISE BUYER SOLUTIONSURBAN LOCAL BODIES & ACTUARIAL UNDERWRITING

Portfolio-Scale Resilience & Underwriting Intelligence

Designed specifically for Municipal Commissioners, Chief Engineers at PWD/Highway Authorities, and Insurance Underwriters evaluating catastrophic structural risk across thousands of civic and commercial assets.

1. Core Institutional Operational Use Cases

Replacing subjective visual inspections with continuous digital twin telemetry

Municipal Asset Stock Resilience

Replace slow, periodic visual audits across 500+ civic assets (schools, administrative headquarters, bridges, flyovers) with 24/7 autonomous health scoring.

  • Immediate IS 1893:2016 seismic compliance tracking
  • Eliminates multi-year municipal audit backlogs
  • Unified city-wide disaster resilience dashboard
Target: Municipal Commissioners & City Engineers

Parametric Structural Underwriting

Price structural latent defect and catastrophe reinsurance policies using verified empirical strain telemetry rather than subjective paperwork.

  • Objective 0–100 risk rating index for actuarial policy pricing
  • Instant claims verification via immutable edge strain logs
  • Early anomaly detection preventing total collapse payouts
Target: Commercial Underwriters & Reinsurers

Post-Disaster 2-Minute Triage

Following earthquakes, heavy monsoons, or cyclones, immediately triage which civic structures are structurally sound for emergency re-occupation.

  • Sub-2-minute safety clearance vs. 4-week manual audits
  • Lifeline asset prioritization (hospitals, fire stations, bridges)
  • Automated structural clearance certificates for responders
Target: State Disaster Management Authorities (SDMA)

23-Day Rapid Portfolio Onboarding Process

Zero structural demolition or building evacuation required

NON-INVASIVE INSTALLATION
PHASE 01 · DAYS 1–3

CAD & Stress Mapping

CogniStruct structural engineers review CAD/BIM drawings & FEA stiffness models to map critical shear joints, column plinths, and transfer girders.

PHASE 02 · DAYS 4–7

KAVACH Node Deployment

Surface-mounted IP68 KAVACH edge nodes installed using industrial adhesive joints. Thread mesh local network & cellular site gateway powered up.

PHASE 03 · DAYS 8–22

ANUBHAV Baseline Learning

Autonomous 14-day calibration period where physics-informed AI profiles ambient thermal cycles, seasonal expansion, and normal dynamic traffic loads.

PHASE 04 · DAY 23+

Twin OS Live Scoring

Pratibimbhi cloud dashboard activated. Municipal risk officers & underwriters gain continuous 0–100 health scoring and automated RAKSHA alerts.

3. Dynamic Exposure & Resource Simulator

Adjust asset volume, building age, and seismic zones to compute immediate audit time savings and capital exposure.

Interactive Portfolio Risk & Exposure Simulator

Simulate building stock risk distribution, manual audit overhead, and unmitigated exposure

UNDERWRITING MODEL
150 Structures
10 (Local Ward)500 (City ULB)1,000+ (State Portfolio)
28 Years
5 Yrs (New Stock)30 Yrs (Mid-Life)70 Yrs (Aging Masonry/RC)

Simulated Portfolio Health Distribution

150 Total Assets
47%
39%
14%
Tier 1 · Nominal
70
47% Stock
Tier 2 · Attention
59
39% Stock
Tier 3 · High Risk
21
14% Critical
AUDIT VELOCITY MULTIPLIER
2,100 manual days
Reduced to 7.5 continuous days (99.8% saved)
UNMONITORED EXPOSURE RISK
₹636.3 Cr. Liability
Estimated replacement & downtime value of Tier 2 & 3 structures
Deploy Pilot Monitoring for ULB or Insurance Portfolio
14-day baseline onboarding with KAVACH sensor deployment
Request Portfolio Audit
ENTERPRISE BRAND HIERARCHY
CogniStruct Pvt. Ltd.SASA EngineersSASA PRATIBIMBHI

Initiate a Municipal / Portfolio Audit Pilot

Our engineering team at CogniStruct Pvt. Ltd. will scope a non-invasive pilot deployment.

Request Scoping Meeting